Refinance Application

What's your main goal?

Get cash from my home Lower my mortgage payment Pay off my mortgage faster

No matter what you’re looking to achieve, choosing a goal helps personalize your loan options.

Here's how it works:

To get cash from your home, you'll pull from your home's equity, either with a cash-out refinance or a home equity loan.
To lower your mortgage payment, you’ll either switch to a loan with a lower interest rate or a longer term length.
To pay off your mortgage faster, you'll switch to a loan with a shorter term length.

That's okay! Everyone's situation is unique. Choose the one that's closest to what you hope to do. A Home Loan Expert can help talk you through other options at any point.

How much cash would you like to borrow?

While there isn't a minimum for a cash-out refinance, home equity loans typically require at least $45,000.

Are you looking to consolidate debt? Yes No

First, you'll choose the debts you want to consolidate.

Then, we'll show you what rolling those debts into your new mortgage looks like. Many people end up with lower monthly payments overall.

Okay! Let's add your contact info

All data is protected with bank-level encryption. We won’t sell or use it for anything other than what’s stated in our Privacy Policy.

First Name

Middle Name (optional)

Last Name

Suffix (optional)

Phone Number

I’d like to get text messages about promotions. Data rates may apply.

We'll use your contact info to create your account and to send you important documents and details about your loan. You can change how we contact you in your account settings any time.

By providing your contact info and clicking “I agree” below, you agree to Detroit Privacy Policy and Terms of Use, which includes your agreement to arbitrate claims related to the Telephone Consumer Protection Act. You also expressly consent by electronic signature to receive sales, marketing and other calls and texts, including those sent by any automated system or other means for selecting and dialing telephone numbers, or using an artificial or prerecorded voice message when a connection is completed, from Rocket Mortgage at the telephone number you provided, even if that telephone number is on a do-not-call list. Agreement to receive such calls or texts is not a condition of purchasing goods or services.

Thanks, fj. Do you have any military affiliation?

Knowing this will help us see if you could get a Veterans Affairs (VA) loan.

Military Affiliation

No, I haven't served Yes, I'm currently serving Yes, I served in the past Yes, I'm a surviving spouse

Estimated Expiration Term of Service (ETS)

What military branch of service are you a part of?

What's your service type?

Regular military Reserves National Guard

What military branch of service are you a part of?

What's your service type?

Regular military Reserves National Guard

What military branch of service are you a part of?

What's your service type?

Regular military Reserves National Guard

What's Your Martial Status

Married Separated Unmarried

Choose Unmarried if you’re single, divorced, widowed, or in a civil union, domestic partnership, or registered reciprocal beneficiary relationship

Will your spouse be on the loan?

Yes No

Will anyone else be on this loan?

If so, we'll collect their info later on.

Yes No

Will anyone else be on this loan?

Yes No

Tell us about your income

Your income helps us determine your loan options.

Monthly Income

You should factor in base pay, overtime, bonuses, and any other consistent sources of income like retirement, child support or disability benefits.

What's the address of the home you're refinancing?

Details about your home are required to calculate your loan options.

Street Address

City

State

ZIP Code

What type of home is it?

Single-family 2 – 4 units Condo Manufactured

For townhouses, go ahead and choose Single-family.For mobile homes, we don’t usually offer mortgages, but Rocket Loans may be able to help.

Select Units

How do you use it?

As a primary residence As a vacation home As an investment property

A primary residence is where you live for most of the year. A vacation home is somewhere you live for part of the year. An investment property is often used to generate income.

Primary = You live in it.
Vacation = Seasonal/secondary use.
Investment = Rented out / generates income.

What's the address of the home you're refinancing?

Details about your home are required to calculate your loan options.

Street Address

City

State

ZIP Code

When did you start living there?

Move-in Date

Is this your mailing address?

Yes No

What's the address of the home you're refinancing?

Details about your home are required to calculate your loan options.

Street Address

City

State

ZIP Code

What’s your estimated home value?

Home Value

Think about what similar homes in your area may be worth. Knowing this info will help us give you the most accurate loan options, but an estimate is okay for now.

Do you pay homeowners association dues?

Yes No

Monthly HOA dues

Property Taxes

Does your mortgage payment include your property taxes?

Yes No

How much do you pay each year? (Yearly Property Taxes)

Try checking your latest mortgage statement or property tax bill. Estimate is OK if unknown.

Homeowners Insurance

Does your mortgage payment include your homeowners insurance?

Yes No

How much does it cost each year? (Yearly Homeowners Insurance)

Try checking your latest mortgage statement or homeowners insurance declaration page. Estimate is OK if unknown.

Flood Insurance

Does this home have flood insurance?

Yes No

How much does it cost each year?

Credit Check

We need a soft credit check to show you accurate loan options.

Birthday

Social Security Number

I authorize a soft credit check