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Compare verified title companies to clear liens, old mortgages and other title defects before a sale or loan. Get free quotes and close with confidence.
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Rebuild Detroit is not a title agency, title insurer or law firm and does not give legal advice; information here is general.
Top Title Clearing Pros in Metro Detroit
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Featured title companies spots are open for title clearing.
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Title Clearing in Detroit: what to expect
Title clearing in Detroit resolves the problems a title search turns up so a property can be sold, financed or insured. Common issues in Wayne, Oakland and Macomb counties include mortgages paid off but never released, old liens, missing signatures, wrong legal descriptions, unrecorded land contracts, and heirs who never signed off.
Many items are cleared administratively: requesting a recorded discharge, getting a payoff and release, recording a corrective document, or collecting an affidavit. Properties with tax foreclosure, land bank or estate history can raise harder questions, and a title company may list exceptions or decline to insure until they are resolved.
When a court order is needed, a quiet title attorney handles the lawsuit. Compare Detroit title companies for the rest. Rebuild Detroit is not a title agency or law firm, and this is general information, not legal advice.
What a proper job includes
- Review of the title commitment requirements and exceptions
- Requests for mortgage discharges and lien releases
- Payoff coordination for valid liens
- Corrective deeds or affidavits where appropriate
- Recording of clearing documents
- Referral to an attorney when a court action is needed
- Updated commitment once items are cleared
What drives the price
- Number and type of defects
- Whether lienholders can be located and respond
- Corrective documents to prepare and record
- Estate, probate or heir issues
- Tax foreclosure or land bank history
- Whether a court action is required
Rebuild Detroit does not publish price ranges. Get written quotes for the same scope and compare.
Licensing and records in Michigan
In Michigan, title insurers and title insurance agents are regulated by the Department of Insurance and Financial Services (DIFS), which licenses title producers and agencies. Search the agent, agency or underwriter in the DIFS locator before you send money.
Clearing documents are recorded with the county register of deeds (Wayne County for Detroit). Disputes over ownership are legal matters for a licensed attorney.
Verify: DIFS insurance licensee and agency search Wayne County Register of Deeds Michigan notary search (Department of State) How We Vet
How to compare quotes
- Ask which requirements they can clear themselves and which need an attorney.
- Ask for a written list of each defect and the plan to clear it.
- Ask how long typical releases take from the lienholders involved.
- Check the agent or agency in the DIFS locator.
- Ask whether an updated commitment will be issued when items are cleared.
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Title Clearing FAQ
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