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Compare verified title companies for settlement statement preparation on sales, cash deals and refinances. Get free quotes and close with confidence.
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Rebuild Detroit is not a title agency, title insurer or law firm and does not give legal advice; information here is general.
Top Settlement Statement Preparation Pros in Metro Detroit
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Settlement Statement Preparation in Detroit: what to expect
Settlement statement preparation in Detroit is the accounting behind a closing: a line-by-line list of every dollar each party pays or receives. It covers the price, deposits, loan funds, payoffs, prorated property taxes, title charges, recording fees and transfer taxes, and it tells the escrow officer exactly how to disburse funds.
On most consumer mortgages, the lender issues the Closing Disclosure and the title company supplies its figures. Cash purchases, investor deals and commercial sales in Wayne, Oakland and Macomb counties typically use a settlement statement prepared by the title company. Tax prorations matter in Michigan, where summer and winter tax bills are common.
Review it before closing. Compare closing services, or compare title companies in Detroit. Rebuild Detroit is not a title agency or law firm, and this is general information, not legal advice.
What a proper job includes
- Collection of price, deposit and loan figures
- Payoff statements for mortgages and liens
- Property tax and other prorations
- Title, settlement, recording and transfer tax charges
- Commission and third-party invoices
- Buyer and seller statement for review and signature
- Disbursement instructions that match the statement
What drives the price
- Number of payoffs, liens and parties
- Cash, financed or commercial transaction
- Tax and special assessment prorations
- Revisions requested before closing
- Bundled closing and escrow services
Rebuild Detroit does not publish price ranges. Get written quotes for the same scope and compare.
Licensing and records in Michigan
In Michigan, title insurers and title insurance agents are regulated by the Department of Insurance and Financial Services (DIFS), which licenses title producers and agencies. Search the agent, agency or underwriter in the DIFS locator before you send money.
For most consumer mortgages, federal rules require the lender to give you the Closing Disclosure at least three business days before closing. Compare it with your Loan Estimate and ask about any change.
Verify: DIFS insurance licensee and agency search Wayne County Register of Deeds Michigan notary search (Department of State) How We Vet
How to compare quotes
- Ask when you will receive a draft statement to review.
- Check the tax proration method and dates.
- Confirm every payoff amount and third-party invoice.
- Check the agent or agency in the DIFS locator.
- Confirm wiring instructions by phone at a number you already know.
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Settlement Statement Preparation FAQ
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