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Wayne County, Michigan

Fha Loans in Wayne County, MI

Compare lenders who handle fha loans across 42 communities in Wayne County, then pick your city for the pros closest to you.

Fha Loans guide
  • Free, no obligation
  • Every city in Wayne County
  • Paid spots always labelled

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Get fha loans quotes

Add your ZIP and we will route your request to lenders serving Wayne County.
Free to use. Your details go to Rebuild Detroit and the pros you choose.

Rebuild Detroit is not a lender or mortgage broker, does not make credit decisions or quote rates, and information here is general, not financial advice.

Free for homeowners: no fees to compare or request quotes
Compare side by side: verification status on every profile
One request goes to the local pros you choose
Local to Wayne County: pros who serve your area

Fha Loans in Wayne County

Get matched with lenders serving Wayne County

Tell us what you need. We route one free request to lenders who cover Wayne County and nearby cities, and you choose who to hire.

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Fha Loans by city in Wayne County

Pick your city for fha loans pros closest to you.

The job

What fha loans usually includes

  • Check of FHA eligibility, credit, income and debts
  • Pre-approval letter for your price range
  • A Loan Estimate within three business days of your application
  • FHA appraisal against HUD minimum property standards
  • Clear explanation of upfront and annual mortgage insurance
  • Guidance on any repairs the appraiser requires
  • A Closing Disclosure at least three business days before closing
Price

What drives the cost of fha loans in Wayne County

  • Credit score and debt-to-income ratio
  • Down payment amount
  • FHA mortgage insurance premiums
  • Loan term and points
  • Repairs required by the FHA appraisal
  • Seller credits allowed toward closing costs
  • Lender overlays stricter than FHA minimums
Compare quotes

How to compare fha loans quotes

  • Get Loan Estimates from FHA lenders on the same price and down payment.
  • Ask each lender about its minimum credit score, since overlays vary.
  • Compare the FHA quote with a conventional quote for the same home.
  • Confirm how the lender handles appraisal repair conditions.
  • Check each lender on NMLS Consumer Access.

Other mortgage lender services in Wayne County

Fha Loans in other counties

Fha Loans in Wayne County: FAQ

Borrowers buying or refinancing a home they will live in who meet FHA and lender credit, income and debt standards. A lender can tell you after reviewing your documents.
Credit score, down payment, mortgage insurance premiums, loan term, points and any repairs the appraisal requires. Rebuild Detroit does not quote rates.
Yes, if it meets FHA minimum property standards at appraisal. Safety issues and peeling paint on older homes often must be fixed first, or a 203(k) loan can fund repairs.
Pick your city above to compare local lenders, starting with verified and claimed profiles, or send one free request and it goes to pros who serve your area.
Permits come from the city, village or township where the property sits, not the county. Your city page lists the building department.

Get fha loans quotes in Wayne County

Free and local. Tell us about the job and pros who serve your city reach out.

Call (833) 313-2434