or

By signing in, I accept the Rebuildetroit.com Terms of Use.

Agent Registration

Find Your Agent Profile

Agent Registration

Addison Township, Oakland County

Land Loans in Addison Township, MI

Compare lenders who handle land loans in Addison Township, see what the job includes, and get free quotes in minutes.

Land Loans in Oakland County
  • Free, no obligation
  • Pros from neighboring cities
  • Paid spots always labelled

Protected by reCAPTCHA. Google Privacy Policy and Terms apply.

Get land loans quotes

Add your ZIP and we will route your request to lenders serving Addison Township.
Free to use. Your details go to Rebuild Detroit and the pros you choose.

Rebuild Detroit is not a lender or mortgage broker, does not make credit decisions or quote rates, and information here is general, not financial advice.

Free for homeowners: no fees to compare or request quotes
Compare side by side: verification status on every profile
One request goes to the local pros you choose
Local to Addison Township: pros who serve your area

Land Loans in Addison Township

Get matched with lenders serving Addison Township

Tell us what you need. We route one free request to lenders who cover Addison Township and nearby cities, and you choose who to hire.

Are you a mortgage lender in Addison Township?

Be the first mortgage lender listed here. Claim a free profile, or get Verified for $30/month and receive the requests from this page.

Get listed here
The job

What land loans usually includes

  • Review of the parcel, zoning, access and utilities
  • Land appraisal or valuation
  • Survey and title review for easements and liens
  • Discussion of septic, well or sewer availability
  • Written terms with the loan length and any balloon
  • Plan for converting to a construction loan, if building
  • Loan disclosures appropriate to consumer or business purpose
Price

What drives the cost of land loans in Addison Township

  • Improved lot versus raw land
  • Down payment and loan-to-value
  • Loan term and any balloon payment
  • Credit score and income
  • Your building timeline and plans
  • Survey, perc test and appraisal costs
  • Property taxes and liens found in title work
  • The age of the home: the typical Addison Township home was built around 1987, so original parts may be near the end of their life

Before you hire in Addison Township

Mid-century and newer systems

Most homes here date from 1987 or later. Original furnaces, water heaters and roofs from that era are well past their service life, so replacement planning matters more than repair.

Michigan basements

Freeze-thaw cycles and clay soils make foundation cracks and wet basements common across Metro Detroit. Foundation and sump pump checks belong on every spring list.

Permits: check with the Addison Township building department before work starts.

Compare quotes

How to compare land loans quotes

  • Ask local banks and credit unions whether they lend on your type of land.
  • Compare down payment, term and balloon terms in writing.
  • Ask whether the lender can roll the land into a construction loan.
  • Confirm what surveys or tests the lender requires before closing.
  • Check each lender on NMLS Consumer Access.

Other mortgage lender services in Addison Township

Land Loans near Addison Township

Land Loans in Addison Township: FAQ

Yes. Local banks and credit unions most often lend on land, usually with a larger down payment and shorter term than a home loan.
Whether the land is improved or raw, your down payment, credit, the term and any balloon. Rebuild Detroit does not quote rates.
Many small lots are bought with cash, but some lenders finance them or fold them into a construction loan. Ask lenders early.
Compare the pros on this page, starting with verified and claimed profiles, or send one free request and it goes to pros who serve Addison Township.
It depends on the scope. Ask the Addison Township building department, and expect a licensed contractor to pull any permit the job needs.

Get land loans quotes in Addison Township

Free, fast and local. Tell us about the job and pros who serve Addison Township reach out.

2026 lists

The 2026 list

For mortgage lenders: be one of 5 on the Best Mortgage Lenders for Land Loans in Addison Township of 2026 list5 of 5 spots left
Call (855) 780-3248