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Metro Detroit • 7 wholesalers profiles
Seller Financing in Metro Detroit
Compare local investors and wholesalers who offer or use seller financing in Metro Detroit. Connect for free and have the terms reviewed by an attorney.
5Featured pros
7Wholesalers profiles
6Metro counties
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Rebuild Detroit is not a real estate broker, does not verify property condition or title, and does not give legal or financial advice; information here is general.
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Live off-market deals
Latest off-market properties in Metro Detroit
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$35,000
ARV $120,000 (wholesaler estimate)
3 Bed Single Family in Detroit
3 bd 1 ba 1,000 sq ft
📍 Detroit, MI 48219 Address locked
Posted by Jonathan
$65,000
ARV $140,000 (wholesaler estimate)
3 Bed Single Family in Detroit
3 bd 1 ba 1,472 sq ft
📍 Detroit, MI 48219 Address locked
Posted by Jonathan
$25,000
ARV $130,000 (wholesaler estimate)
4 Bed Single Family in Detroit
4 bd 2 ba 1,851 sq ft
📍 Detroit, MI 48227 Address locked
Posted by Jonathan
Featured seller financing pros
Top Seller Financing Pros in Metro Detroit
Featured spots are paid placements shown first. The Verified badge records dated checks; other listed businesses have not been verified yet. Confirm current licensing, insurance and written scope with each provider.
Belal Abdurahman
Verified
Flipping Detroit
Verified
Jonathan
Verified
K&T INVESTMENTS LLC
Claimed
Pedro Means
Claimed
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Before you hire
Seller Financing in Detroit: what to expect
Seller financing in Detroit means the owner acts as the lender: instead of the buyer getting a bank mortgage, the buyer pays the seller over time. In Michigan it is usually done with a land contract, or with a deed to the buyer and a mortgage and promissory note back to the seller.
Seller financing can help an investor buy a Metro Detroit house that banks will not lend on, and can give a seller monthly income and a larger buyer pool. It also creates real risk on both sides. A seller who still has a mortgage may face a due-on-sale clause, and a buyer needs recorded documents and proof that taxes and insurance are paid.
Compare Detroit wholesalers and investors, and use a title company and attorney to paper the deal.
What a good engagement includes
- Written terms: price, down payment, interest rate, term and any balloon
- Choice of structure: land contract or deed with mortgage
- Title search and title insurance
- Recording of the contract, mortgage or memorandum
- Plan for taxes and insurance
- Default and payoff terms in plain language
What drives the fee
- Down payment and interest rate
- Term length and balloon payment timing
- Existing mortgage on the property
- Taxes and insurance
- Repairs and who is responsible for them
- Attorney, title and recording fees
Rebuild Detroit does not publish fees. Ask each attorney to explain the fee basis in writing and compare.
Licensing and legal checks in Michigan
Michigan has no separate wholesaler license, but the Occupational Code defines a real estate broker broadly (MCL 339.2501): anyone who, for a fee, sells or offers to sell real estate or negotiates a sale for others. Selling your interest in a purchase contract is generally treated differently than marketing a house you do not own, but where that line falls depends on the facts. Ask whether the wholesaler holds a license through the State License Search, and have a real estate attorney review your contract.
Federal and state lending laws can apply to some seller financed sales, especially of a home to an owner occupant. Ask a Michigan real estate attorney which rules apply before offering or accepting terms.
Verify: Michigan State License Search MCL 339.2501: real estate broker definition Wayne County Treasurer: Auctions and Claims How We Vet
How to compare attorneys
- Decide on land contract or deed and mortgage with an attorney.
- Order a title search and confirm there is no conflicting mortgage.
- Record the documents with the Register of Deeds.
- Set up a way to track and prove payments.
- Compare the total cost over the term, not just the monthly payment.
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Common questions
Seller Financing in Detroit: FAQ
The seller finances the sale and the buyer pays over time, usually under a land contract or a mortgage back to the seller. Terms are negotiated and should be in writing.
It depends on the interest rate, down payment, term, balloon payment, taxes, insurance and closing costs.
It can be for both sides. Sellers risk default and buyers risk title and payoff problems. Recording documents and attorney review reduce risk.
Ask wholesalers and investors who work with land contracts, and look for owners who own property free and clear.
Get seller financing consultations from local pros
Compare Metro Detroit local wholesalers and investors and confirm credentials, scope and cost drivers before you hire.