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Grosse Pointe, Wayne County

Hard Money Loans in Grosse Pointe, MI

Compare lenders who handle hard money loans in Grosse Pointe, see what the job includes, and get free quotes in minutes.

Hard Money Loans in Wayne County
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Hard Money Loans in Grosse Pointe

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The job

What hard money loans usually includes

  • Review of purchase contract, scope of work and rehab budget
  • After-repair value estimate or appraisal
  • Written term sheet showing points, term and extension options
  • Draw schedule with inspection process
  • Title insurance and insurance requirements
  • Entity and guarantor documents review
  • Payoff and extension terms explained before closing
Price

What drives the cost of hard money loans in Grosse Pointe

  • Loan-to-cost and loan-to-ARV ratios
  • Your experience and track record
  • Points, draw fees and inspection fees
  • Loan term and extension options
  • Property condition and scope of rehab
  • Credit and liquidity of the guarantor
  • Speed of closing required
  • The age of the home: the typical Grosse Pointe home was built around 1938, so older materials, lead-safe rules and hidden damage can add time

Before you hire in Grosse Pointe

Lead-safe work rules apply to most homes

The typical home in Grosse Pointe was built around 1938. Painting, window, siding and remodeling work that disturbs paint in homes built before 1978 must follow the EPA lead-safe (RRP) rule. Ask any contractor for their RRP certification before work starts.

Older plumbing and sewer lines

83% of homes here were built before 1960, when cast iron drains, clay sewer laterals and galvanized supply pipe were standard. A sewer camera inspection before buying or remodeling is cheap insurance.

Permits: check with the Grosse Pointe building department before work starts.

Compare quotes

How to compare hard money loans quotes

  • Send the same deal to two or three lenders.
  • Compare total cost: rate, points, draw fees and extension fees.
  • Ask how quickly draws are inspected and funded.
  • Confirm there is no penalty for early payoff, or what it is.
  • Ask for references from Detroit investors the lender has funded.

Other mortgage lender services in Grosse Pointe

Hard Money Loans near Grosse Pointe

Hard Money Loans in Grosse Pointe: FAQ

A private lender funds the purchase and often most of the rehab, secured by the property, then you repay it by selling or refinancing. Terms are short and based on the deal.
Cost depends on points, the rate, draw and extension fees, leverage and your experience. Compare written term sheets; Rebuild Detroit does not quote rates.
Some lenders fund first-time flippers with lower leverage or a partner. Ask each lender about experience requirements.
Compare the pros on this page, starting with verified and claimed profiles, or send one free request and it goes to pros who serve Grosse Pointe.
It depends on the scope. Ask the Grosse Pointe building department, and expect a licensed contractor to pull any permit the job needs.

Get hard money loans quotes in Grosse Pointe

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2026 lists

The 2026 list

For mortgage lenders: be one of 5 on the Best Mortgage Lenders for Hard Money Loans in Grosse Pointe of 2026 list5 of 5 spots left
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