or

By signing in, I accept the Rebuildetroit.com Terms of Use.

Agent Registration

Find Your Agent Profile

Agent Registration

Macomb Township, Macomb County

First Time Homebuyer Loans in Macomb Township, MI

Compare lenders who handle first time homebuyer loans in Macomb Township, see what the job includes, and get free quotes in minutes.

First Time Homebuyer Loans in Macomb County
  • Free, no obligation
  • Pros from neighboring cities
  • Paid spots always labelled

Protected by reCAPTCHA. Google Privacy Policy and Terms apply.

Get first time homebuyer loans quotes

Add your ZIP and we will route your request to lenders serving Macomb Township.
Free to use. Your details go to Rebuild Detroit and the pros you choose.

Rebuild Detroit is not a lender or mortgage broker, does not make credit decisions or quote rates, and information here is general, not financial advice.

Free for homeowners: no fees to compare or request quotes
Compare side by side: verification status on every profile
One request goes to the local pros you choose
Local to Macomb Township: pros who serve your area

First Time Homebuyer Loans in Macomb Township

Get matched with lenders serving Macomb Township

Tell us what you need. We route one free request to lenders who cover Macomb Township and nearby cities, and you choose who to hire.

Are you a mortgage lender in Macomb Township?

Be the first mortgage lender listed here. Claim a free profile, or get Verified for $30/month and receive the requests from this page.

Get listed here
The job

What first time homebuyer loans usually includes

  • Review of which programs you qualify for
  • Check of MSHDA income and sales price limits for your address
  • Referral to required homebuyer education
  • Pre-approval letter covering the first mortgage and assistance
  • A Loan Estimate within three business days of your application
  • Explanation of how any assistance is repaid or forgiven
  • A Closing Disclosure at least three business days before closing
Price

What drives the cost of first time homebuyer loans in Macomb Township

  • Loan program: FHA, conventional, VA, USDA or MSHDA
  • Credit score and debt-to-income ratio
  • Down payment and any assistance used
  • Mortgage insurance on low down payment loans
  • Seller credits toward closing costs
  • Repairs required by the appraisal on older homes
  • Points and lender charges
  • The age of the home: the typical Macomb Township home was built around 2000, so original parts may be near the end of their life

Before you hire in Macomb Township

Newer construction

16% of homes were built since 2010. Many are still inside builder or manufacturer warranties, so check coverage before paying for a repair.

Mid-century and newer systems

Most homes here date from 2000 or later. Original furnaces, water heaters and roofs from that era are well past their service life, so replacement planning matters more than repair.

Permits: check with the Macomb Township building department before work starts.

Compare quotes

How to compare first time homebuyer loans quotes

  • Ask each lender which first-time buyer programs it offers.
  • Include at least one MSHDA participating lender in your comparison.
  • Compare Loan Estimates with and without down payment assistance.
  • Ask how the assistance is repaid if you sell or refinance.
  • Check every loan officer on NMLS Consumer Access.

Other mortgage lender services in Macomb Township

First Time Homebuyer Loans near Macomb Township

First Time Homebuyer Loans in Macomb Township: FAQ

For MSHDA's MI Home Loan, someone who has not owned a home in the past three years. Other programs may define it differently.
Ask lenders whether they participate in MSHDA programs and handle FHA and low down payment conventional loans, then compare Loan Estimates.
Program choice, credit score, down payment, mortgage insurance, assistance terms and lender charges. Rebuild Detroit does not quote rates.
Compare the pros on this page, starting with verified and claimed profiles, or send one free request and it goes to pros who serve Macomb Township.
It depends on the scope. Ask the Macomb Township building department, and expect a licensed contractor to pull any permit the job needs.

Get first time homebuyer loans quotes in Macomb Township

Free, fast and local. Tell us about the job and pros who serve Macomb Township reach out.

2026 lists

The 2026 list

For mortgage lenders: be one of 5 on the Best Mortgage Lenders for First Time Homebuyer Loans in Macomb Township of 2026 list5 of 5 spots left
Call (833) 313-2434