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Free lender match for Metro Detroit

Get Matched With a Mortgage Lender in Metro Detroit

Buying, refinancing, tapping equity or financing a rental? Answer six quick questions and one local lender reaches out. No credit check to get matched, and no Social Security number.

Start My Free Match Browse lenders
  • About two minutes
  • No credit pull to match
  • One lender, not a list

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Free lender match, about 2 minutes

Step 1 of 6

What are you looking to do?
  • Free, no obligation
  • No credit check to get matched
  • No SSN requested
  • Detroit and six counties

Rebuild Detroit is a free directory and matching service. It is not a lender, does not make loans or credit decisions and does not quote rates. Loan terms, rates and approval come only from the lender you choose, who must give you a Loan Estimate after you apply. Check any lender or loan officer on NMLS Consumer Access.

How it works

From question to Loan Estimate in four steps

  1. 1

    Tell us your goal

    Pick buy, refinance, cash out, HELOC, investor loan or not sure. Then share the city, a price or value range, a down payment or equity range and a credit range. Ranges are fine; nothing here is a credit application.

  2. 2

    We match you with one lender

    Your request goes to one participating lender that serves your area, not to a crowd of callers. If no lender partner covers your request, the Rebuild Detroit team follows up with you directly.

  3. 3

    Talk it through

    The loan officer calls or texts to understand your plans and explain the loan types that fit. You decide whether to apply. Getting matched never obligates you.

  4. 4

    Compare real offers

    If you apply, the lender must send a Loan Estimate within three business days. Get Loan Estimates from more than one lender and compare them line by line before you commit. The CFPB explains how.

Loan types

What kind of home loan do you need?

Start with the guide that matches your goal. Each one has the same free application.

Buy a home

Conventional, FHA, VA and USDA loans, first-time buyer help and Michigan down payment assistance.

Mortgage guide →

Refinance

Rate and term or cash out, when it makes sense and what closing costs to expect.

Refinance guide →

HELOC or home equity loan

Borrow against your equity for repairs, a remodel or big expenses while keeping your mortgage.

HELOC guide →

Investor and DSCR loans

Financing for rentals, flips and small portfolios based on the property and its rent.

Investor loan guide →
Local lenders

Mortgage lenders serving Detroit and nearby cities

These lenders serve Metro Detroit. Featured spots are paid placements and are always labelled. Verified means the lender completed Rebuild Detroit's dated checks described on How We Vet. See every lender in the Metro Detroit lender directory.

Browse the full lender directory Featured spots are paid placements and are labelled. Verified means the lender completed Rebuild Detroit's dated checks, see How We Vet. Lender? Get featured.

Be ready

What a lender will ask for when you apply

  • Six details make a formal application. Per the CFPB, those are your name, income, Social Security number, the property address, an estimate of its value and the loan amount. Share your SSN only with the lender you choose, never on a matching form.
  • Proof of income. Recent pay stubs and W-2s, or tax returns and bank statements if you are self-employed.
  • Assets for the down payment and closing costs. Bank and retirement statements, plus a gift letter if family is helping.
  • Debts. Car loans, student loans and credit cards. The lender weighs your monthly debts against your income.
  • For a refinance or HELOC. Your current mortgage statement, homeowners insurance and property tax bill.
  • For an investor loan. Leases or a rent estimate, and your experience with rentals or rehabs.
Protect yourself

Before you sign with any lender

  • Check the license. Look up the company and the loan officer on NMLS Consumer Access. Michigan's Department of Insurance and Financial Services licenses mortgage brokers, lenders and servicers and has a licensee locator.
  • Compare the Loan Estimate, not an ad. By federal rule, a rate in an ad must be shown as an annual percentage rate. The Loan Estimate shows the rate, APR, closing costs and cash to close for your actual loan.
  • Shop inside a short window. The CFPB says multiple mortgage credit checks within 45 days are recorded as a single inquiry, so comparing lenders does not multiply the hit to your score.
  • Walk away from pressure. Be cautious with anyone who pushes you to commit or pay before you have a Loan Estimate in hand, or who asks you to sign blank or incomplete papers.
Questions

Mortgage lending in Detroit: FAQ

No. Rebuild Detroit is a free directory and matching service. It does not make loans, set rates or make credit decisions. Your loan, rate and approval come only from the lender you choose.
No. The matching form asks for a self-reported credit range and does not pull your credit. A lender checks credit only if you decide to apply with them.
Rates depend on your credit, down payment, loan type, loan term and the day you lock. A real quote comes on the Loan Estimate the lender must send within three business days of your application.
One. Your request goes to a single participating lender that serves your area, or to the Rebuild Detroit team if no lender partner covers it.
Yes. Choose the range that fits. HUD describes FHA loans as offering easier credit qualifying, and a loan officer can explain which options fit you.
Nothing. Getting matched is free for homebuyers and homeowners, with no obligation to apply.

Get matched with a local lender today

Six quick questions, no credit check, no SSN. One lender who serves your area reaches out.

Start My Free Match

Sources

Updated September 2026. Rules and procedures change; confirm with the responsible office before a decision.

Call (833) 313-2434 Start My Free Match