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Oakland County, Michigan

Hard Money Loans in Oakland County, MI

Compare lenders who handle hard money loans across 59 communities in Oakland County, then pick your city for the pros closest to you.

Hard Money Loans guide
  • Free, no obligation
  • Every city in Oakland County
  • Paid spots always labelled

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Get hard money loans quotes

Add your ZIP and we will route your request to lenders serving Oakland County.
Free to use. Your details go to Rebuild Detroit and the pros you choose.

Rebuild Detroit is not a lender or mortgage broker, does not make credit decisions or quote rates, and information here is general, not financial advice.

Free for homeowners: no fees to compare or request quotes
Compare side by side: verification status on every profile
One request goes to the local pros you choose
Local to Oakland County: pros who serve your area

Hard Money Loans in Oakland County

Get matched with lenders serving Oakland County

Tell us what you need. We route one free request to lenders who cover Oakland County and nearby cities, and you choose who to hire.

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Hard Money Loans by city in Oakland County

Pick your city for hard money loans pros closest to you.

The job

What hard money loans usually includes

  • Review of purchase contract, scope of work and rehab budget
  • After-repair value estimate or appraisal
  • Written term sheet showing points, term and extension options
  • Draw schedule with inspection process
  • Title insurance and insurance requirements
  • Entity and guarantor documents review
  • Payoff and extension terms explained before closing
Price

What drives the cost of hard money loans in Oakland County

  • Loan-to-cost and loan-to-ARV ratios
  • Your experience and track record
  • Points, draw fees and inspection fees
  • Loan term and extension options
  • Property condition and scope of rehab
  • Credit and liquidity of the guarantor
  • Speed of closing required
Compare quotes

How to compare hard money loans quotes

  • Send the same deal to two or three lenders.
  • Compare total cost: rate, points, draw fees and extension fees.
  • Ask how quickly draws are inspected and funded.
  • Confirm there is no penalty for early payoff, or what it is.
  • Ask for references from Detroit investors the lender has funded.

Other mortgage lender services in Oakland County

Hard Money Loans in other counties

Hard Money Loans in Oakland County: FAQ

A private lender funds the purchase and often most of the rehab, secured by the property, then you repay it by selling or refinancing. Terms are short and based on the deal.
Cost depends on points, the rate, draw and extension fees, leverage and your experience. Compare written term sheets; Rebuild Detroit does not quote rates.
Some lenders fund first-time flippers with lower leverage or a partner. Ask each lender about experience requirements.
Pick your city above to compare local lenders, starting with verified and claimed profiles, or send one free request and it goes to pros who serve your area.
Permits come from the city, village or township where the property sits, not the county. Your city page lists the building department.

Get hard money loans quotes in Oakland County

Free and local. Tell us about the job and pros who serve your city reach out.

Call (855) 780-3248