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Oakland County, Michigan

Home Equity Loan in Oakland County, MI

Compare lenders who handle home equity loan across 59 communities in Oakland County, then pick your city for the pros closest to you.

Home Equity Loan guide
  • Free, no obligation
  • Every city in Oakland County
  • Paid spots always labelled

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Get home equity loan quotes

Add your ZIP and we will route your request to lenders serving Oakland County.
Free to use. Your details go to Rebuild Detroit and the pros you choose.

Rebuild Detroit is not a lender or mortgage broker, does not make credit decisions or quote rates, and information here is general, not financial advice.

Free for homeowners: no fees to compare or request quotes
Compare side by side: verification status on every profile
One request goes to the local pros you choose
Local to Oakland County: pros who serve your area

Home Equity Loan in Oakland County

Get matched with lenders serving Oakland County

Tell us what you need. We route one free request to lenders who cover Oakland County and nearby cities, and you choose who to hire.

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Home Equity Loan by city in Oakland County

Pick your city for home equity loan pros closest to you.

The job

What home equity loan usually includes

  • Review of your home value, existing mortgage and equity
  • Valuation by appraisal or another lender-approved method
  • A Loan Estimate within three business days of your application
  • Income, credit and debt review for underwriting
  • Title search and lien position confirmed
  • A Closing Disclosure at least three business days before closing
  • A three business day right to cancel on your primary home
Price

What drives the cost of home equity loan in Oakland County

  • Combined loan-to-value after the new loan
  • Credit score and debt-to-income ratio
  • Loan amount and repayment term
  • Second lien position, which lenders price for risk
  • Points or origination charges
  • Appraisal, title and recording charges
  • Whether the lender offers a relationship discount
Compare quotes

How to compare home equity loan quotes

  • Request Loan Estimates from three lenders for the same amount and term.
  • Compare the rate, points and closing costs, not just the payment.
  • Compare the total cost against a HELOC and a cash out refinance.
  • Ask about any prepayment penalty.
  • Check each lender on NMLS Consumer Access.

Other mortgage lender services in Oakland County

Home Equity Loan in other counties

Home Equity Loan in Oakland County: FAQ

Lenders cap your combined loan-to-value, and the limit varies by lender and credit. A lender can calculate it after valuing your home.
Combined loan-to-value, credit score, debt-to-income, term and points. Rebuild Detroit does not quote rates; compare written Loan Estimates.
Yes. It is a second lien behind your first mortgage, paid out as a lump sum with a set repayment schedule.
Pick your city above to compare local lenders, starting with verified and claimed profiles, or send one free request and it goes to pros who serve your area.
Permits come from the city, village or township where the property sits, not the county. Your city page lists the building department.

Get home equity loan quotes in Oakland County

Free and local. Tell us about the job and pros who serve your city reach out.

Call (855) 780-3248