A loan officer in Oakland County asks for last year's profit and loss by Friday, and you realize nothing has been reconciled since spring. The bank feed shows a wall of uncategorized lines, half the patients who paid by check are missing, and the file you meant to fix over the holidays never got opened.
A catch-up team pulls every bank and card statement for the missing months, rebuilds the books from the real transactions and flags anything that needs your memory. You answer one short list of questions instead of staring at the whole mess yourself.
The file goes to the lender with numbers you can stand behind. Your tax preparer gets clean books for the open years, and from then on the month closes on time so you never end up this far behind again.