What Garden City homes cost once the mortgage is paid, 2026

Every place has a story, and the numbers tell more of it than you might think. The Census puts the monthly owner costs without a mortgage in Garden City at $610 a month.

That is about the same as the Wayne County figure of $612 a month.

Where Garden City stands

Among 42 communities in Wayne County, Garden City has the 25th highest figure, above 41% of them. The middle figure in that group is $689 a month, so Garden City sits below the typical one.

The range runs from $463 a month in Ecorse to $1,405 a month in Grosse Pointe Park. The highest figures in the group belong to Grosse Pointe Park ($1,405 a month), Grosse Pointe Farms ($1,317 a month), and Grosse Pointe ($1,238 a month).

Across all 199 Metro Detroit communities, Garden City ranks 126th.

Next door

Westland nearby comes in at $578 a month, 5% lower. Dearborn Heights nearby comes in at $642 a month, 5% higher.

Inkster nearby comes in at $536 a month, 12% lower. Wayne nearby comes in at $583 a month, 4% lower.

Related numbers

For median property tax bill, Garden City comes in at $3,046 a year. For property taxes as a share of home value, Garden City comes in at 1.80%.

For median monthly housing costs, Garden City comes in at $1,059 a month.

What it means for you

So what does that mean for you?

Even a paid-off house has a monthly bill: taxes, insurance and utilities never stop.

How we read the numbers

The figure is the U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Ranks compare Garden City with the 42 communities in Wayne County that have the same figure on file, highest first.