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Otter Lake, Lapeer County

Get a cash offer for your Otter Lake house

Cash buyers work all over Lapeer County, Otter Lake included. Type the address and Rebuild Detroit makes you a real cash offer, checked against our network of local buyers.

Tevin Jackson, founder of Rebuild Detroit

Tevin Jackson, founder of Rebuild Detroit We buy houses in Otter Lake. Call (888) 471-3135. About Tevin

  1. 1Address
  2. 2Your range
  3. 3Your phone

No cost, no obligation. Rebuild Detroit buys houses, and the offer you get is a real offer from us, confirmed at one walkthrough.

  • A real offer from Rebuild DetroitTentative only until one walkthrough confirms the condition. 95% hold when the condition you give is accurate.
  • Close in as little as 2 daysWhen the title is clear, at a fair price for the condition, on the date you pick.
  • Checked against our buyer networkEvery request is matched against local cash buyers too, so you get the best offer, plus the MLS and other routes.
Otter Lake
Otter Lake in Lapeer County; the dots are the towns next door, listed below.
Median home value
$101,400
Median year built
1938
Homes for sale now
13

Cash offers next door

Three ways to sell

What a typical Otter Lake house could bring, three ways

Worked on a house worth $101,400 once fixed up, the median here, that needs a new roof, a furnace, and updated wiring. Repairs are priced from our cost book: permit values filed in Metro Detroit blended with published Detroit figures.

  1. Rebuild Detroit's cash offer

    $36,000

    Worth after repairs
    $101,400
    60% of that
    $60,840
    Minus a new roof, a furnace, and updated wiring
    -$24,700

    A real offer, confirmed at one walkthrough. Close in as little as 2 days with a clear title.

  2. List it on the MLS

    $96,000

    Sale price, fixed up
    $101,400
    Listing, buyer's agent and closing
    -$5,400

    The most money if the house is ready, after 30 to 90 days.

  3. Keep it and take cash out

    $81,000

    Home value
    $101,400
    Up to 80% of it
    $81,120

    A cash-out refinance, less what you owe, subject to a lender's approval.

Price my own house three ways Worked on the typical house here. Type your own address for your own offer from Rebuild Detroit, real and confirmed at one walkthrough. Loans are made by lenders on their own terms.

The houses

What Otter Lake houses are like

The Census puts the median home in Otter Lake at $101,400, 58% below Lapeer County's $239,000.

The median house was built in 1938, and 54% of the 300 homes here date from before 1940. Houses that old often still carry plaster walls, original wiring and a cast iron drain stack, the work a cash buyer prices in first.

63% of owners have no mortgage, so a cash price goes to them less closing costs and any taxes owed.

40% of homes stand vacant, by the Census count.

The median property tax bill is $2,183 a year; it is split at closing by the days each side owned the house.

When Otter Lake's homes were built
  • Before 1940 54%
  • 1940 to 1959 18%
  • 1960 to 1979 10%
  • 1980 to 1999 17%
  • 2000 and later 1%

Share of 300 homes, American Community Survey 2020 to 2024.

On the record

Who is buying and selling in Otter Lake

  • Our homes index has 13 houses for sale in Otter Lake right now at a median asking price of $184,900, on the market a median 136 days. It also holds 12 sold listings here.

From Rebuild Detroit's homes index, the assessors' recorded sales, the building departments' permits and the City of Detroit's open data, refreshed daily.

Local cash buyers

Cash buyers who buy Otter Lake houses as is

No cash buyer lists an office here yet. Rebuild Detroit buys here itself: type the address above for your offer, checked against the buyers who work this part of Metro Detroit.

The local rules

Selling a house in Otter Lake, by the rules here

City inspection before a sale

Some Metro Detroit towns require a sale inspection or certificate before closing and others do not. Ask the building department before you list.

Otter Lake Village Office
5902 Genesee Ave.
(810) 793-2665

Behind on property taxes

  1. March 1, 2026 2025 taxes still unpaid go to the Lapeer County Treasurer as delinquent, with a 4% fee and 1% a month interest.
  2. March 1, 2027 The house forfeits to the Lapeer County Treasurer: a $175 fee is added and the interest grows by half a percent a month.
  3. March 31, 2028 The last day to pay. After a circuit court judgment, the Lapeer County Treasurer takes title and the house goes to auction that summer or fall.

A sale before the last day pays the taxes at closing, and what is left is yours. A former owner can claim what a foreclosure sale brings above the taxes owed by filing Form 5743 with the Lapeer County Treasurer by the July 1 after the foreclosure.

The county offices

Lapeer County Treasurer
255 Clay, Ste. 303, Lapeer MI 48446
(810) 667-0239
Lapeer County Register of Deeds
287 W. Nepessing St., Suite 1, Lapeer MI 48446
(810) 667-0211

On a $101,400 sale, Michigan's transfer taxes come to about $873: $761 to the state and $112 to the county, usually paid by the seller at closing.

Tevin Jackson, founder of Rebuild Detroit

Who you are dealing with

Tevin Jackson, founder of Rebuild Detroit

Rebuild Detroit buys houses in Otter Lake, the company Tevin Jackson founded and runs. When you ask for an offer here, the offer comes from us, not from a list of your details sold to investors, and it is checked against the local cash buyers in our network so you see the best way to sell.

  • Detroit real estate investor
  • Author of Against All Odds and The Spark
  • Helped scale 100+ home service brands
Call (888) 471-3135 About Tevin How we check every pro

Questions

Selling a house for cash in Otter Lake

How much would Rebuild Detroit pay for a Otter Lake house?

Our offer starts from what the house would sell for fixed up, less the repairs, and never above what listing it would leave you. On a Otter Lake house worth $101,400 fixed up that needs a new roof, a furnace, and updated wiring, that is about $36,000. Type your own address for your own offer; it holds 95% of the time when the condition you give is accurate.

Do I need a city inspection to sell a house in Otter Lake?

Some Metro Detroit towns require a sale inspection or certificate before closing and others do not. Ask Otter Lake's building department before you list. Otter Lake Village Office is at 5902 Genesee Ave., (810) 793-2665.

What if I am behind on property taxes in Lapeer County?

Unpaid taxes go to the Lapeer County Treasurer ((810) 667-0239) on March 1. If they stay unpaid, the house forfeits a year later and the foreclosure takes title on March 31 of the year after that. Selling before then pays the taxes at closing, and the rest is yours.

Can I sell my Otter Lake house as is?

Yes. Rebuild Detroit and the cash buyers in our network buy as is, with no repairs or cleanout. You still fill out the Michigan seller disclosure with what you know about the house, and a title company checks for liens and pays you at closing.

Next door

Cash offers near Otter Lake

Every town in Lapeer County All of Metro Detroit Selling with tenants Every way to sell

Selling in Otter Lake

Buying and renting in Otter Lake

Owning a home in Otter Lake

Near Otter Lake

Lapeer County

Sources

Where these facts come from

County and city rules checked October 24, 2026 on each office's own site. Rules, fees and phone numbers change, so call before you count on one.

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