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Mortgage · Ray Township, MI
Mortgage lenders and home loans in Ray Township, MI
What homes here cost, what a buyer needs to bring, and the local lenders who close here.
- Homes for sale now
- 19
- MLS and Zillow listings, for sale or pending
- Median asking price
- $599,000
- Across the homes for sale now
- Median sale price
- $368,000
- Homes sold in the last 12 months
- Census median rent
- $1,259
- What renters here pay a month
The numbers for Ray Township
Worked from the local figures above. Each one says what it assumes; your own numbers come from your lender, agent or title company.
3.5% down (FHA)
$12,900
On a $368,000 home, the local median sale
20% down (no mortgage insurance)
$74,000
On the same home
Closing costs, about 3%
$11,000
Paid at closing on top of the down payment
Homes for sale in Ray Township
Every home for sale in Ray TownshipZillow
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Homes for sale, up to 300. Zoom in for prices; tap a pin to open the home.
Local pros for mortgage in Ray Township
Ranked by the Rebuild Detroit grade: reviews, license, years in business and how close they are.
Home Inspection near Ray Township
Office in Bruce Township C-Rebuild Detroit grade 51/100
Office in Washington Township
HomeCheck Inspections
Listed
Office in Shelby Township DRebuild Detroit grade 50/100
Mortgage nearby
Who you are dealing with
Tevin Jackson, founder of Rebuild Detroit
Tevin Jackson founded Rebuild Detroit to put Metro Detroit's homes, numbers and local pros in one place you can trust. Every figure on this Ray Township page says where it comes from, and every pro listed is ranked the same way, by reviews, license and years in business.
- Detroit real estate investor
- Author of Against All Odds and The Spark
- Helped scale 100+ home service brands
More for Ray Township
Selling in Ray Township
Buying and renting in Ray Township
Owning a home in Ray Township
Near Ray Township
Mortgage in Ray Township FAQ
3 questions
How much do I need to buy in Ray Township?
On the local median sale of $368,000, 3.5% down is $12,900 and closing costs add about 3%.
Should I get pre-approved first?
Yes. Sellers here take an offer with a pre-approval letter far more seriously, and you will know your price before you tour.
Where do these numbers come from?
Census five-year estimates for the place, the MLS and Zillow listings and sales in the Rebuild Detroit homes index, and the Rebuild Detroit directory for the local pros.