Refinance · Macomb County, MI

Refinance your mortgage in Macomb County, MI

What homes here are worth, what owners pay a month, and when a new rate pays for itself. Then one local lender.

Start my refinance match How refinance works

Census home value: $243,900; Median value of owner-occupied homes
Median sale price: $262,250; Homes sold in the last 12 months
Owners' monthly cost: $1,628; Median with a mortgage: loan, taxes, insurance (Census)
Homes owner-occupied: 75%; Share of homes lived in by owners (Census)

The numbers for Macomb County

Worked from the local figures above. Each one says what it assumes; your own numbers come from your lender, agent or title company.

Cash-out to 80% of value

$210,000

The most most lenders lend against a $262,250 home here, before what you owe now

Closing costs, about 2.5%

$6,600

On a loan near the local value; your Loan Estimate has the real number

Break-even, example

50 months

If the new payment is $130 lower than the local median of $1,628 (8% less)

The newest sales in Macomb County

The newest sales, up to 300. Zoom in for prices; tap a pin to open the home.

Refinance by city in Macomb County

Warren value $193,400
Sterling Heights value $274,300
Clinton Township value $225,000
Macomb Township value $387,000
Shelby Township value $354,500
ST Clair Shores value $210,700
Roseville value $155,800
Chesterfield value $295,700
Eastpointe value $142,200
Washington Township value $408,400
Harrison Township value $262,400
Mount Clemens value $179,400
Fraser value $215,900
Lenox Township value $212,900
New Baltimore value $323,200
Bruce Township value $388,600
Center Line value $156,600
New Haven value $209,000
Richmond value $237,700
Armada Township value $331,100
Utica value $231,100
Ray Township value $377,700
Romeo value $266,200
Richmond Township value $378,800
Grosse Pointe Shores value $733,500
Armada value $274,300
Memphis value $213,300

Refinance nearby

Wayne County Oakland County St. Clair County Livingston County Lapeer County

Who you are dealing with

Tevin Jackson, founder of Rebuild Detroit

Tevin Jackson founded Rebuild Detroit to put Metro Detroit's homes, numbers and local pros in one place you can trust. Every figure on this Macomb County page says where it comes from, and every pro listed is ranked the same way, by reviews, license and years in business.

Detroit real estate investor
Author of Against All Odds and The Spark
Helped scale 100+ home service brands

Call (888) 471-3135 About Tevin How we check every pro

Refinance in Macomb County FAQ

3 questions

When does a refinance pay off in Macomb County?

When you keep the home longer than the break-even: closing costs divided by what you save a month. On a loan near the local value of $243,900, closing costs of about 2.5% are $6,100.

Does Rebuild Detroit make loans?

No. We match you with one licensed local lender, who quotes the rate and gives you a Loan Estimate. Check any loan officer on NMLS Consumer Access.

Where do these numbers come from?

Census five-year estimates for the place, the MLS and Zillow listings and sales in the Rebuild Detroit homes index, and the Rebuild Detroit directory for the local pros.