Refinance · St. Clair County, MI

Refinance your mortgage in St. Clair County, MI

What homes here are worth, what owners pay a month, and when a new rate pays for itself. Then one local lender.

Start my refinance match How refinance works

Census home value: $224,600; Median value of owner-occupied homes
Median sale price: $250,000; Homes sold in the last 12 months
Owners' monthly cost: $1,469; Median with a mortgage: loan, taxes, insurance (Census)
Homes owner-occupied: 81%; Share of homes lived in by owners (Census)

The numbers for St. Clair County

Worked from the local figures above. Each one says what it assumes; your own numbers come from your lender, agent or title company.

Cash-out to 80% of value

$200,000

The most most lenders lend against a $250,000 home here, before what you owe now

Closing costs, about 2.5%

$6,300

On a loan near the local value; your Loan Estimate has the real number

Break-even, example

52 months

If the new payment is $120 lower than the local median of $1,469 (8% less)

The newest sales in St. Clair County

The newest sales, up to 300. Zoom in for prices; tap a pin to open the home.

Refinance by city in St. Clair County

Port Huron value $149,300
Fort Gratiot value $241,200
Port Huron Township value $196,000
Marysville value $208,600
Kimball value $197,500
Clay Township value $307,600
ST Clair Township value $334,600
ST Clair value $223,200
Clyde Township value $235,700
Ira Township value $244,200
Columbus Township value $323,200
Mussey Township value $216,100
Casco Township value $303,200
Algonac value $199,500
Burtchville Township value $162,000
Marine City value $159,800
East China Township value $275,900
China Township value $322,600
Cottrellville value $293,900
Riley Township value $348,500
Wales Township value $273,700
Berlin Township value $313,100
Emmett Township value $239,800
Kenockee Township value $232,200
Yale value $127,100
Capac value $161,700
Brockway Township value $235,200
Grant Township value $249,000
Greenwood Township value $261,100
Lynn Township value $283,300
Emmett value $145,800

Refinance nearby

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Who you are dealing with

Tevin Jackson, founder of Rebuild Detroit

Tevin Jackson founded Rebuild Detroit to put Metro Detroit's homes, numbers and local pros in one place you can trust. Every figure on this St. Clair County page says where it comes from, and every pro listed is ranked the same way, by reviews, license and years in business.

Detroit real estate investor
Author of Against All Odds and The Spark
Helped scale 100+ home service brands

Call (888) 471-3135 About Tevin How we check every pro

Refinance in St. Clair County FAQ

3 questions

When does a refinance pay off in St. Clair County?

When you keep the home longer than the break-even: closing costs divided by what you save a month. On a loan near the local value of $224,600, closing costs of about 2.5% are $5,600.

Does Rebuild Detroit make loans?

No. We match you with one licensed local lender, who quotes the rate and gives you a Loan Estimate. Check any loan officer on NMLS Consumer Access.

Where do these numbers come from?

Census five-year estimates for the place, the MLS and Zillow listings and sales in the Rebuild Detroit homes index, and the Rebuild Detroit directory for the local pros.