HELOC · St. Clair County, MI

HELOC and home equity loans in St. Clair County, MI

What owners here have in their homes, what a line of credit could reach, and the lenders who write them.

Census home value: $224,600; Median value of owner-occupied homes
Median sale price: $250,000; Homes sold in the last 12 months
Owners' monthly cost: $1,469; Median with a mortgage: loan, taxes, insurance (Census)
Homes owner-occupied: 81%; Share of homes lived in by owners (Census)

The numbers for St. Clair County

Worked from the local figures above. Each one says what it assumes; your own numbers come from your lender, agent or title company.

Line at 85% of value

$213,000

What a lender may allow against a $250,000 home, minus what you owe on it

If you owe half the value

$88,000

The line left at 85% (85% less 50%)

The newest sales in St. Clair County

The newest sales, up to 300. Zoom in for prices; tap a pin to open the home.

HELOC by city in St. Clair County

Port Huron value $149,300
Fort Gratiot value $241,200
Port Huron Township value $196,000
Marysville value $208,600
Kimball value $197,500
Clay Township value $307,600
ST Clair Township value $334,600
ST Clair value $223,200
Clyde Township value $235,700
Ira Township value $244,200
Columbus Township value $323,200
Mussey Township value $216,100
Casco Township value $303,200
Algonac value $199,500
Burtchville Township value $162,000
Marine City value $159,800
East China Township value $275,900
China Township value $322,600
Cottrellville value $293,900
Riley Township value $348,500
Wales Township value $273,700
Berlin Township value $313,100
Emmett Township value $239,800
Kenockee Township value $232,200
Yale value $127,100
Capac value $161,700
Brockway Township value $235,200
Grant Township value $249,000
Greenwood Township value $261,100
Lynn Township value $283,300
Emmett value $145,800

HELOC nearby

Wayne County Oakland County Macomb County Livingston County Lapeer County

Who you are dealing with

Tevin Jackson, founder of Rebuild Detroit

Tevin Jackson founded Rebuild Detroit to put Metro Detroit's homes, numbers and local pros in one place you can trust. Every figure on this St. Clair County page says where it comes from, and every pro listed is ranked the same way, by reviews, license and years in business.

Detroit real estate investor
Author of Against All Odds and The Spark
Helped scale 100+ home service brands

Call (888) 471-3135 About Tevin How we check every pro

HELOC in St. Clair County FAQ

2 questions

How much can I borrow on a HELOC in St. Clair County?

Lenders usually allow up to 80 to 85% of your home's value, minus what you owe. On the local median of $224,600, 85% is $191,000.

Where do these numbers come from?

Census five-year estimates for the place, the MLS and Zillow listings and sales in the Rebuild Detroit homes index, and the Rebuild Detroit directory for the local pros.