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Mortgage · St. Clair County, MI

Mortgage lenders and home loans in St. Clair County, MI

What homes here cost, what a buyer needs to bring, and the local lenders who close here.

Homes for sale now
432
MLS and Zillow listings, for sale or pending
Median asking price
$279,450
Across the homes for sale now
Median sale price
$250,000
Homes sold in the last 12 months
Census median rent
$1,029
What renters here pay a month

The numbers for St. Clair County

Worked from the local figures above. Each one says what it assumes; your own numbers come from your lender, agent or title company.

3.5% down (FHA)

$8,800

On a $250,000 home, the local median sale

20% down (no mortgage insurance)

$50,000

On the same home

Closing costs, about 3%

$7,500

Paid at closing on top of the down payment

Homes for sale in St. Clair County

Every home for sale in St. Clair County

Homes for sale, up to 300. Zoom in for prices; tap a pin to open the home.

Local pros for mortgage in St. Clair County

Ranked by the Rebuild Detroit grade: reviews, license, years in business and how close they are.

Home Inspection near St. Clair County

Mortgage by city in St. Clair County

Mortgage nearby

Tevin Jackson, founder of Rebuild Detroit

Who you are dealing with

Tevin Jackson, founder of Rebuild Detroit

Tevin Jackson founded Rebuild Detroit to put Metro Detroit's homes, numbers and local pros in one place you can trust. Every figure on this St. Clair County page says where it comes from, and every pro listed is ranked the same way, by reviews, license and years in business.

  • Detroit real estate investor
  • Author of Against All Odds and The Spark
  • Helped scale 100+ home service brands

Mortgage in St. Clair County FAQ

3 questions

How much do I need to buy in St. Clair County?
On the local median sale of $250,000, 3.5% down is $8,800 and closing costs add about 3%.
Should I get pre-approved first?
Yes. Sellers here take an offer with a pre-approval letter far more seriously, and you will know your price before you tour.
Where do these numbers come from?
Census five-year estimates for the place, the MLS and Zillow listings and sales in the Rebuild Detroit homes index, and the Rebuild Detroit directory for the local pros.