Refinance · ST Clair Township, MI

Refinance your mortgage in ST Clair Township, MI

What homes here are worth, what owners pay a month, and when a new rate pays for itself. Then one local lender.

Start my refinance match How refinance works

Census home value: $334,600; Median value of owner-occupied homes
Owners' monthly cost: $1,801; Median with a mortgage: loan, taxes, insurance (Census)
Homes owner-occupied: 94%; Share of homes lived in by owners (Census)

The numbers for ST Clair Township

Worked from the local figures above. Each one says what it assumes; your own numbers come from your lender, agent or title company.

Cash-out to 80% of value

$268,000

The most most lenders lend against a $334,600 home here, before what you owe now

Closing costs, about 2.5%

$8,400

On a loan near the local value; your Loan Estimate has the real number

Break-even, example

60 months

If the new payment is $140 lower than the local median of $1,801 (8% less)

Refinance nearby

Casco Township Wales Township Marysville ST Clair Kimball China Township Columbus Township East China Township Port Huron Township Marine City

Who you are dealing with

Tevin Jackson, founder of Rebuild Detroit

Tevin Jackson founded Rebuild Detroit to put Metro Detroit's homes, numbers and local pros in one place you can trust. Every figure on this ST Clair Township page says where it comes from, and every pro listed is ranked the same way, by reviews, license and years in business.

Detroit real estate investor
Author of Against All Odds and The Spark
Helped scale 100+ home service brands

Call (888) 471-3135 About Tevin How we check every pro

More for ST Clair Township

Selling in ST Clair Township

Buying and renting in ST Clair Township

Owning a home in ST Clair Township

Near ST Clair Township

St. Clair County

Refinance in ST Clair Township FAQ

3 questions

When does a refinance pay off in ST Clair Township?

When you keep the home longer than the break-even: closing costs divided by what you save a month. On a loan near the local value of $334,600, closing costs of about 2.5% are $8,400.

Does Rebuild Detroit make loans?

No. We match you with one licensed local lender, who quotes the rate and gives you a Loan Estimate. Check any loan officer on NMLS Consumer Access.

Where do these numbers come from?

Census five-year estimates for the place, the MLS and Zillow listings and sales in the Rebuild Detroit homes index, and the Rebuild Detroit directory for the local pros.